Why Finance your RV?

When you finance your RV (purchase) instead of liquidating assets or paying cash, you maintain your personal financial flexibility. Protect yourself with a known manageable investment as opposed to the unknown and unexpected risk or need to self insure and accept liability itself.


If you’re a homeowner, you may have another option for financing your new or used RV purchase because your RV may qualify for some of the same tax benefits as a second home mortgage! Of course, check with your tax advisor before inquiring about your individual qualification. To qualify for these benefits (such as the deductibility of interest on the loan) the RV must be used as security for the loan along with providing basic living accommodations such as a sleeping area, bathroom and cooking facilities. Remember, the RV is considered a qualified second residence as long as you designate it for each tax year.

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What Are the Advantages of Financing Through an RV Lending Specialist?

Down payments are lower - Although final terms are determined based on your credit profile and the age, type and cost of the RV being purchased, financing through RV lenders usually requires down payments in the 10% range.


Finance terms are longer and monthly payments are lower . Why? Because RV finance specialists know that RVs maintain their value and resale appeal, they tend to offer more attractive terms for you. In fact, it's not uncommon to find 15-20 year repayment schedules to help you afford the RV of your dreams without having to worry about a high monthly payment. 


We work with the nation's leading lenders to offer you the most flexible RV finance options available and help you secure a competitive RV loan rate. When we work tirelessly to get you the best rate for your RV loan, you will discover just how easy and affordable financing an RV can be. 


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